Faqs

Faqs

Just how long does it decide to try switch your bank account?

That we provide your account will be fully switched in 7 working days if you use the Current Account Switch Service.

How can I switch my account to Card One Money?

Switching your bank account to Card One cash has not been simpler utilizing the Account Switch that is current provider. We are able to switch your Direct Debits, standing sales and wages/benefits. To be able to switch your bank account give us a call on 0871 811 1881 (Calls price 11p per moment, as well as your phone business’s access fee) therefore we shall switch this over the telephone.

Does every thing to my old account get switched to my brand new account?

No, payments that are recurring also referred to as constant re payment authorities aren’t an element of the guarantee. They are put up making use of your debit card details, instead of your bank account quantity and sort rule, and are speedy cash loans promo code usually usually employed for telecoms bills, gym membership and pay day loan repayments. When you change to a Card One Money account, you will have to allow ongoing businesses concerned understand your brand-new card details.

What goes on to your debit card deals that i’ve expected my old bank to avoid?

The Account that is current Switch must not interfere using this procedure and any debit card transactions you have actually asked your bank to prevent should stay therefore after your switch.

If you’re maybe not really a bank, what exactly are you?

We’re an Authorised Payment Institution (API), running underneath the Payment Services Regulations regulated and authorised by the FCA. The difference that is main an API and a bank is we have been perhaps maybe perhaps not certified to utilize the client’s cash for just about any function such as for instance financing. There are various other key differences when considering a Bank as well as an API, such as for instance various “Conduct of Business” and capital adequacy guidelines.

Is my cash protected by the FSCS?

As Card one money are not a bank your cash is certainly not protected by the FSCS. Nonetheless, Card one cash holds hardly any money in your present account in an account that is safeguarded our plumped for banking provider (Barclays Bank plc, nationwide Westminster Bank plc or even the Bank of England). Hardly any money on your card is held in a safeguarded account held by the credit card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, nationwide Westminster Bank plc). Fair re re Payments Ltd are really a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ destination, 68 Upper Thames St, London, EC4V 3BJ.

I’ve a negative credit score; may I nevertheless obtain a current account?

Yes, you can easily. You will get a card one cash account, no matter your credit score. We do not make any credit checks*, we are able to help you produce a start that is fresh.

May I apply online?

Yes, you’ll. Just click here to accomplish our online application kind. For those who have any nagging issues, or require some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, along with your phone business’s access cost.) plus one of y our advisors will show you through the procedure.

Could I get my salary/wages paid into my account straight?

Yes you are able to. Getting your salary/wages compensated into the account you often just have actually to produce your manager along with your type code and account number. Instead, you are able to finish a wage mandate and hand to your boss. Please contact Consumer Services that will manage to organize to deliver a mandate out for you.

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